COST OF ATTENDANCE
WHAT IS COST OF ATTENDANCE?
The Cost of Attendance (COA) is an estimate designed to help students determine what it may cost to attend Gogebic Community College (GCC) for an academic year. The COA (sometimes referred to as a “student budget”) is not a final bill but an estimate of educational expenses.
The Financial Aid Office (FAO) reviews enrollment each semester after the Add/Drop period ends and adjusts a student's COA if needed. This may mean the initial aid offer could be prorated based on actual hours being taken.
The COA is based on full-time enrollment, residency, and is made up of direct and indirect costs:
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- Direct costs are the expenses that are billed to the student by the college. These expenses include tuition, fees and campus housing, if applicable.
- Indirect costs are expenses a student may incur but will not pay to the college. Indirect costs vary from student to student and may include books, transportation, and other elements found below.
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WHY DO WE HAVE A COST OF ATTENDANCE?
Federal laws require colleges to establish a COA for each student receiving financial aid. GCC uses the Student Aid Index (SAI), as calculated by the information submitted on the Free Application for Federal Student Aid (FAFSA) and a student's COA, to determine the student's financial need.
By comparing the Cost of Attendance to the student’s Student Aid Index (SAI), the FAO is able to assess student need.
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- The amount of financial aid that you receive as a student cannot exceed GCC’s COA.
- Financial Need is determined by your COA minus your
Student Aid Index (SAI). - COA - SAI = Financial Need
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2026-2027 COST OF ATTENDANCE - Full year (fall/spring)
The annual Cost of Attendance is based on living arrangement, residency, and full-time enrollment (30 credits) for two semesters fall and spring. Individual programs or coursework may have additional fees associated.
|
In-District |
Out-of-District and Wisconsin Reciprocity |
Out-of-State |
International*** |
|
|
Direct Cost |
||||
|
Tuition and Fees* |
$5,190 |
$7,170 |
$8,160 |
$9,390 |
|
Indirect Cost |
||||
|
Food and Housing (Living Expenses) |
$5,332 |
$5,332 |
$5,332 |
$5,332 |
|
Books, Course Materials, Supplies and Equipment |
$1,466 |
$1,466 |
$1,466 |
$1,466 |
|
Transportation |
$2,070 |
$2,070 |
$2,070 |
$2,070 |
|
Miscellaneous/Personal Expenses |
$1,778 |
$1,778 |
$1,778 |
$1,778 |
|
Federal Loan Fee** |
- |
- |
- |
- |
|
Estimated Total per |
||||
|
Semester |
$7,918 |
$8,908 |
$9,403 |
$10,018 |
|
Academic Year |
$15,836 |
$17,816 |
$18,806 |
$20,036 |
*The Estimated Cost of Attendance is based full-time enrollment (15 credits) for both the fall and spring semester.
A student’s actual cost of attendance for financial aid purposes will vary based on residency , actual registered credits, and program.
Residency is determined at the time of admission based on the information provided in the admission application. View GCC Residency Requirements.
Students enrolled less than half-time will not have housing/food, personal expenses, or loan fees included in their cost of attendance.
**Federal Loan Fees will vary depending on a student’s exact loan amounts.
*** International students are not eligible for Federal Aid. Please contact the Financial Aid Office to discuss available financing options.
|
|
In-District |
Out-of-District and Wisconsin Reciprocity |
Out-of-State |
International*** |
|
Direct Cost |
||||
|
Tuition and Fees* |
$5,190 |
$7,170 |
$8,160 |
$9,390 |
|
Indirect Cost |
||||
|
Food and Housing (Living Expenses) |
$7,567 |
$7,567 |
$7,567 |
$7,567 |
|
Books, Course Materials, Supplies and Equipment |
$1,466 |
$1,466 |
$1,466 |
$1,466 |
|
Transportation |
$2,070 |
$2,070 |
$2,070 |
$2,070 |
|
Miscellaneous/Personal Expenses |
$1,778 |
$1,778 |
$1,778 |
$1,778 |
|
Federal Loan Fee** |
- |
- |
- |
- |
|
Estimated Total per |
||||
|
Semester |
$9,036 |
$10,026 |
$10,521 |
$11,136 |
|
Academic Year |
$18,071 |
$20,051 |
$21,041 |
$22,271 |
*The Estimated Cost of Attendance is based full-time enrollment (15 credits) for both the fall and spring semester.
A student’s actual cost of attendance for financial aid purposes will vary based on residency , actual registered credits, and program.
Residency is determined at the time of admission based on the information provided in the admission application. View GCC Residency Requirements.
Students enrolled less than half-time will not have housing/food, personal expenses, or loan fees included in their cost of attendance.
**Federal Loan Fees will vary depending on a student’s exact loan amounts.
*** International students are not eligible for Federal Aid. Please contact the Financial Aid Office to discuss available financing options.
|
|
In-District |
Out-of-District and Wisconsin Reciprocity |
Out-of-State |
International*** |
|
Direct Cost |
||||
|
Tuition and Fees* |
$5,190 |
$7,170 |
$8,160 |
$9,390 |
|
Indirect Cost |
||||
|
Food and Housing (Living Expenses) |
$9,940 |
$9,940 |
$9,940 |
$9,940 |
|
Books, Course Materials, Supplies and Equipment |
$1,466 |
$1,466 |
$1,466 |
$1,466 |
|
Transportation |
$2,070 |
$2,070 |
$2,070 |
$2,070 |
|
Miscellaneous/Personal Expenses |
$1,778 |
$1,778 |
$1,778 |
$1,778 |
|
Federal Loan Fee** |
- |
- |
- |
- |
|
Estimated Total per |
||||
|
Semester |
$10,222 |
$11,212 |
$11,707 |
$12,322 |
|
Academic Year |
$20,444 |
$22,424 |
$23,414 |
$24,644 |
*The Estimated Cost of Attendance is based full-time enrollment (15 credits) for both the fall and spring semester.
A student’s actual cost of attendance for financial aid purposes will vary based on residency , actual registered credits, and program.
Residency is determined at the time of admission based on the information provided in the admission application. View GCC Residency Requirements.
Students enrolled less than half-time will not have housing/food, personal expenses, or loan fees included in their cost of attendance.
**Federal Loan Fees will vary depending on a student’s exact loan amounts.
*** International students are not eligible for Federal Aid. Please contact the Financial Aid Office to discuss available financing options.
|
|
Living with Parent/Relative |
Living Off-Campus |
Living On-Campus |
|
Direct Cost |
|
|
|
|
Tuition and Fees |
$5,536 |
$5,536 |
$5,536 |
|
Indirect Cost |
|
|
|
|
Books and Supplies |
$733 |
$733 |
$733 |
|
Housing and Food |
$991 |
$3425 |
$2511 |
|
Transportation |
$748 |
$748 |
$748 |
|
Miscellaneous/Personal |
$667 |
$667 |
$667 |
|
Estimated Total |
$8,675 |
$11,109 |
$10,195 |
WHATS INCLUDED IN THE COST OF ATTENDANCE (DETAILED BREAKDOWN)
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Tuition and Fees |
The per-credit-hour charge for each student type (in-district, out-of-district, Wisconsin reciprocity, out-of-state and international) plus the student service and access fee charged per credit hour. It may be adjusted for actual charges on a case-by-case basis. |
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Books, Course Materials, Supplies, and Equipment |
An allowance for the cost of educational materials related to the student’s course of study is determined based on the average cost at public 2-year institutions as published by educationdata.org. This can include the cost of a computer as determined by GCC. Adjustments may be made on a case-by-case basis (with receipts) to account for actual costs. |
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Transportation |
This allowance uses the IRS annual mileage rates and a standard calculation of miles and associated cost anticipated. |
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Food and Housing |
A students housing status is determined by their dependency status on the FAFSA. Therefore, we assign with parent/relative status to dependent students and off campus status to independent students. Campus housing notifies the FAO of students with signed on campus housing contracts and those students are assigned the on-campus status. Allowance is determined utilizing the following categories: o Dependent student residing at home with parent or relatives: a reasonable housing allowance as determined by the institution and estimated food costs for three meals per day using . o On campus students: allowance is based on actual cost (as determined by the institution) and estimated food costs for three meals per day. o Independent students residing off campus: a reasonable housing allowance as determined by the institution and estimated food cost for three meals per day. Housing Status: Notifying financial aid about a change in your housing status is important because it can affect your COA and the amount of financial aid you may be eligible for. We assume your housing status based on your dependency status in your financial aid record: dependent students are generally assumed to live with their parents, while independent students are considered to have their own living arrangements. To update your housing status, please email FAO@gogebic.edu. |
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Miscellaneous/Personal Expenses |
Miscellaneous/personal expenses including an allowance for cell phone, clothing, laundry and cleaning, toiletries, and reasonable entertainment and other living expenses. These expenses vary based on the individual student’s lifestyle. |
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Federal Loan Fees |
Origination fee required to receive federal loans is included as an educational cost for a student loan borrower. Component is based on the exact amount of the loan origination fee. |
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Professional Licensure, certification or a First Professional Credential |
An allowance for the costs associated with obtaining a license, certification, or a first professional credential is included in the COA if required for a student’s declared program of study and known to be incurred during the period of enrollment associated with the award year COA. The costs are included in the COA for the academic year in which the student is enrolled and incurring the costs. A student may also request applicable costs be included in the COA for the timeframe in which the student will be enrolled and incur the costs. |
ADJUSTMENTS TO COST OF ATTENDANCE
The Following educational expenses are considered upon request from the student or if GCC identifies students where the additional cost component is appropriate.
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Dependent Care, (such as daycare expenses) |
A childcare allowance is not automatically included in the COA. However, we will consider an increase to the COA as related to childcare. Students will be required to provide documentation of childcare expenses. Contact the Financial Aid Office for additional information at (906) 307-1206 or FAO@gogebic.edu. |
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Disability Related Expenses |
An allowance for disability related expenses is not automatically included in the COA .However, we will consider an increase to the COA as related to disability expenses. Students will be required to provide documentation of the expenses. Contact the Financial Aid Office for additional information at (906) 307-1206 or FAO@gogebic.edu |
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Cooperative Education Expenses |
An allowance for reasonable employment expenses associated with a cooperative education program is not automatically included in the COA. However, we will consider an increase to the COA as related to such expenses. Contact the Financial Aid Office for additional information at (906) 307-1206 or FAO@gogebic.edu |
