Gogebic Community College

Biden-Harris Student Debt Relief

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The Biden-Harris administration has extended the student loan payment pause as debt relief remains on hold.

The federal student loan payment moratorium, previously set to expire December 31, 2022, will be extended until June 30, 2023 or until the litigation is resolved - whichever comes first. If the litigation has not been resolved by June 30, 2023, payments will resume 60 days after that. 

U.S. Department of Education Press Release - November 22, 2022
Biden-Harris Administration Continues Fight for Student Debt Relief for Millions of Borrowers, Extends Student Loan Repayment Pause

Student loan debt relief is blocked.

Courts have issued orders blocking the student debt relief program. As a result, at this time, applications are not being accepted. Further action is being taken by the Department of Education and the Department of Justice to overturn the ruling. The Supreme Court is set to hear arguments about the legality of this plan in February 2023.

POLITICO article - December 1, 2022
Supreme Court agrees to decide fate of Biden’s student debt relief


Prior Announcements

The Biden-Harris administration has announced that borrowers who had a Federal Direct Loan disbursed on or before June 30, 2022 could potentially qualify for loan forgiveness.

Information on the Biden-Harris Administration's Student Debt Relief plan can be found here.

Specific questions about whether you will be eligible for loan forgiveness should be directed to your student loan servicer.  You can look up your student loan servicer here once you log in with your FSA ID and password.

You can look up whether or not you received a Pell Grant in the past here.  Log in with your FSA ID and password and you should see your grant total on the front page in the Dashboard section.

New loans being disbursed after June 30, 2022 would not be eligible for this forgiveness.


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