Applying For Financial Aid

Application Process for Financial Aid

You must complete the following in order to be considered for financial aid:

  1. Apply for admission to the college. Procedures for application for admission are found in the ADMISSIONS section. When completing the application for admission, you should indicate if you will be applying for financial aid. An estimated offer of financial aid will be given to you, but it isn't official until your acceptance is finalized.
  2. Complete the Free Application for Federal Student Aid (FAFSA).The paper FAFSA is available from high school guidance counselors or the GCC Financial Aid Office. You are strongly encouraged to apply online with FAFSA on the WEB ( and obtain a FSA ID, made up of a user name and password, which can be used throughout the federal aid process. The processing time of the FAFSA is approximately six weeks. If you do not receive the results - a Student Aid Report (SAR) - within this timeframe, please call 1-800-433-3243 to check on the processing.  The FAFSA can be submitted after October 1 for the following fall and must be filled out with prior tax year information. (Michigan Competitive Scholarship - The FAFSA must be submitted by March 1 of each year to be considered for this scholarship.)   
  3. Review the SAR. This report contains the information you provided on the FAFSA. If the SAR is correct and GCC is listed as a college choice, you need to retain it for your records. If it is incorrect or GCC is not listed as a college choice, you need to go back online to the FAFSA website and make the necessary corrections. You will also be asked to sign the form with your FSA ID and your parent's FSA ID, if applicable. After all corrections are made and the form is signed, submit the form electronically to the FAFSA Processing Center. Do not mail a paper SAR back to the FAFSA Processing Center. Mailing the SAR is a timely process.
  4. Submit all requested documentation to the GCC Financial Aid Office. GCC will be requesting additional information needed to complete the processing of your application. Documentation may include your and your parent IRS tax transcripts, child support payments, family member verification, etc. You will receive a letter from the Financial Aid Office (pending file completion) after the FAFSA has been submitted indicating what is needed to complete the file. (After the fourth letter, your file will be placed on hold and no further correspondence will be received from the Financial Aid Office until you contact GCC.) If any corrections need to be made to the original FAFSA information, the GCC Financial Aid Office will make the corrections, based on the submitted data and will resubmit the corrections to the Central Processing System. Upon receipt of the corrected information, the financial aid file will be reviewed and a financial aid proposal will be calculated and sent to you in the mail. This process normally takes about 15 business days. The deadline date for submitting verification documents is 120 days after your last date of enrollment or September 21, 2019, for the 2018-2019 academic year, whichever is earlier.  This includes making any necessary corrections to the FAFSA, submitting those corrections to the federal processor, and receiving a confirmation in return.  For federal student loans and campus-based funding, you must submit all required documentation 10 days prior to falling below half-time status or 10 days before your last date of enrollment.  Failure to submit all requested documentation will result in the forfeiture of your financial aid eligibility.  No file review will take place until you have submitted the required documentation, so you are encouraged to complete the process as soon as possible.
  5. Apply for a student loan, if applicable. You may be eligible to apply for a student loan. To apply, you must fill out and submit a Master Promissory Note online, submit the Federal Direct Loan Request Form to GCC and participate in an entrance interview. Student loan materials can be obtained in the GCC Financial Aid Office or online at Visit for additional information.
  6. Submit a college work-study application. College work-study application materials will be mailed to all eligible students with their award letter. These materials must be completed and returned to GCC according to the set deadline date. You will receive your job placement in July.
  7. Provide Notification to the GCC Financial Aid Office, if applicable. You must promptly notify GCC of any outside scholarships, grants, loans or other types of student aid received or expected to be received. Financial aid packages may need to be revised based on the receipt of additional awards.
  8. Apply for a GCC scholarship. Gogebic Community College offers a wide range of scholarships and awards to both freshman and sophomore students. Criteria and award amounts vary. Applications are submitted online through the Academic Works website. The typical application period is from December 1 through March 15. The scholarships awarded in the spring are to be used for the following academic year. To apply for scholarships, you must be accepted to GCC and have been issued a Student ID number. You also have the capability to view all available scholarships as well as the scholarship criteria. Please note you only need to fill out one application for all scholarships. The process automatically selects and sorts your application information according to the eligibility criteria of the individual scholarship. You will be notified via your GCC e-mail, if you are selected to receive a scholarship. This notification is normally sent out within three weeks of the scholarship application deadline. If you do not receive a scholarship during the first round of awarding, your application is stored in the data base for the entire academic year. Scholarships are awarded on a continual basis as new scholarships are received. Click on to access the scholarship application.

An applicant who has completed their file by March 1 will be given first consideration for available awards. You may generally expect to be offered a financial aid package fifteen business days after the file becomes complete. You may apply for financial aid after the deadline and will be offered aid based upon remaining available funds